Budget Planning Software ReviewThis article reviews some of the best budget planning software. Having budget planning software is very important, because armed with it, you will beyond the next day and you can have a clear idea of the future and know what to expect. Most people just feel like whenever they get some more cash at once, it's like their money starts to just slip right through their fingers, everything goes unaccounted for and the end, they feel like all they money they had just disappeared. If you feel like that, then you definitely need budget planning software. The products reviewed bellow will cost you, but on the Internet you can also find free budget planning software. YNAB YNAB is a personal budget planning software available as a windows application or customizable spreadsheet form (Excel or OpenOffice compatible). This budgeting system enforces Four Rules to help you effectively manage your money. Rule #1: Stop Living Paycheck to Paycheck. Rule #2: Give Every Dollar a Job. Rule #3: Prepare for Rain. Rule #4: Roll with the Punches, which involves a built-in "overspending protection" meaning that the software makes some gentle corrections to your budgeting system. The spreadsheet version costs $19.95 and the windows based one is $39.95 (YNAB Pro). There is a 60-day money back guarantee. The software is available for purchase at http://www.youneedabudget.com/. Budget Planner This software will help you keep track of everything from daily expenditures and savings accounts to insurance payments, auto maintenance, utilities usage, and even expenses on eating out and entertainment. It makes it very simple to record and view daily transactions. The software will show the difference between your budgeted and actual amounts and remind you when you overspend. No other product has a feature like that and it can be used as family budget planning software. This software incorporates a rule: PAY YOURSELF FIRST. It will show you how to allocate your money into savings first and then into spending. You can create a budget for the whole family or for every family member separately. The software can track income, savings, and expenses for you and your spouse or partner. You can even monitor your children's expenses (movies, pizza, computer games, etc.). You can order this budget planning software at http://www.mybudgetplanner.com/ for $19 (download), compatible with Windows Vista. Mvelopes Personal Mvelopes Personal is one of the most effective online personal finance and spending management systems. Mvelopes Personal 3.0 was honored by PC World with a 2006 World Class Award - one of "The 100 Best Products of the Year." PC World, the most widely-read business or computer magazine, announced the list in the July 2006 issue of PC World. With anytime, anywhere Internet and mobile access you always have all your financial & spending information right at your fingertips, so you can make informed spending decisions and take control of your finances. As you have probably figured already, the big difference about this budget planning software is that it's web-based so you always have all your financial & spending information right at your fingertips. The official website is http://www.mvelopes.com/. |